The Bangalore City
Co-Operative Bank Limited

EST:1907

Interest Rate

  • TERM LOANS
  • TERM DEPOSITS
  • SAVINGS BANK
Sl . No Loan Schme Loan Amount Rate of interest w.e.f date
1 Loan Schme Loans for House construction and Purchase of Site Loan Amount Upto Rs.5,00,000.00 Rate of interest 9.00% w.e.f date 01-03-2023
2 Loan Schme Loans for House construction and Purchase of Site Loan Amount Rs.5,00,001.00 to Rs.15,00,000.00 Rate of interest 9.50% w.e.f date 01-03-2023
3 Loan Schme Loans for House construction and Purchase of Site Loan Amount Rs.15,00,001.00 to & 3500000 Rate of interest 10.00% w.e.f date 01-03-2023
4 Loan Schme Loans for House construction and Purchase of Site Loan Amount Rs, 35,00,001/- and above Rate of interest 10.75 % w.e.f date 01-03-2023
5 Loan Schme O D on Currrent Account against Mortgage of Proper... Loan Amount Upto Rs.5,00,000.00 Rate of interest 11.25% w.e.f date 01-03-2023
6 Loan Schme O D on Currrent Account against Mortgage of Properties Loan Amount Rs.5,00,001.00 to Rs.15,00,000.00 Rate of interest 12.25% w.e.f date 01-03-2023
7 Loan Schme O D on Currrent Account against Mortgage of Properties Loan Amount Rs.15,00,001.00 to & 3500000 Rate of interest 12.50% w.e.f date 01-03-2023
8 Loan Schme Transport operator Loan (Three wheeler, Truck, Bus) Loan Amount 70 % of the cost of the Vehicle Rate of interest 11.00% w.e.f date 01-03-2023
9 Loan Schme Loan aginst mortgage of Property/Site Loan Amount Upto Rs.5,00,000.00 Rate of interest 11.50% w.e.f date 01-03-2023
10 Loan Schme Loan aginst mortgage of Property/Site Loan Amount Rs.5,00,001.00 to Rs.15,00,000.00 Rate of interest 12.25% w.e.f date 01-03-2023
11 Loan Schme Loan aginst mortgage of Property/Site Loan Amount Rs.15,00,001 to Rs. 35,00,000 Rate of interest 12.50% w.e.f date 01-03-2023
12 Loan Schme Surety Loan Loan Amount Maximum Rs.2.00 lakh Rate of interest 14.00% w.e.f date 01-03-2023
13 Loan Schme Business Loan Loan Amount Maximum Rs.2.00 lakh Rate of interest 14.00% w.e.f date 01-03-2023
14 Loan Schme Jewel Loan Loan Amount Rs.4600.00 per gram & Maximum Loan amount Rs.20.00 lakh Rate of interest 8.50% To 9.OO% w.e.f date 04-11-2024
15 Loan Schme Two wheeler Loan Loan Amount 70 % of the cost of the Vehicle Rate of interest 11.00% w.e.f date 01-03-2023
16 Loan Schme NSC & LIC Bond Loan Loan Amount 70 % of the Surrender Value Rate of interest 12.50% w.e.f date 01-03-2023
17 Loan Schme Special Surety Loan Loan Amount Loan against Mortgage of "B Khatha" Property Rate of interest 11.50% w.e.f date 01-03-2023
18 Loan Schme Education Loan Loan Amount Upto Rs. 5,00,000.00 Rate of interest 10.25% w.e.f date 01-03-2023
19 Loan Schme Education Loan Loan Amount Rs. 5,00,001.00 To Rs, 15,00,000.00 Rate of interest 10.75% w.e.f date 01-03-2023
20 Loan Schme Education Loan Loan Amount Rs. 15,00,001.00 and 3500000 Rate of interest 11.75% w.e.f date 01-03-2023
21 Loan Schme JEWEL LOAN Loan Amount UPTO 2,00,000 Rate of interest 8.50% w.e.f date 01-08-2024
22 Loan Schme JEWEL LOAN Loan Amount ABOVE 200000 AND UPTO 2000000 Rate of interest 9.00% w.e.f date 01-03-2023
23 Loan Schme O D on Currrent Account against Mortgage of Properties Loan Amount Rs. 35,00,001 to Rs. 50,00,000 Rate of interest 12.75 % w.e.f date 01-03-2023
24 Loan Schme O D on Currrent Account against Mortgage of Properties Loan Amount Rs. 50,00,000 and Above Rate of interest 13.25 % w.e.f date 01-03-2023
25 Loan Schme Loan aginst mortgage of Property/Site Loan Amount Rs. 35,00,001 to 50,00,000 Rate of interest 12.75 % w.e.f date 01-03-2023
26 Loan Schme Loan aginst mortgage of Property/Site Loan Amount Rs. 50,00,001 to Rs. 5,00,00,000 Rate of interest 13.25 % w.e.f date 01-03-2023
27 Loan Schme Loan aginst mortgage of Property/Site Loan Amount Rs. 5,00,00,000 and Above Rate of interest 13.00 % w.e.f date 01-03-2023
28 Loan Schme Educational Loan Loan Amount Rs 35,00,001 and Above Rate of interest 12.00 % w.e.f date 01-03-2023
Sl.No Maturity Pattern General Public Sr. Citizen w.e.f date
1 Maturity Pattern 30 days and above and up to 90 days General Public 4.25% Sr. Citizen 4.75% w.e.f date 07-10-2023
2 Maturity Pattern 91 days and above and up to 180 days General Public 4.75% Sr. Citizen 5.25% w.e.f date 07-10-2023
3 Maturity Pattern 181 days and above and up to 364 days General Public 6.25% Sr. Citizen 6.75% w.e.f date 07-10-2023
4 Maturity Pattern 1year and up to 2 years General Public 7.50% Sr. Citizen 8.00% w.e.f date 07-10-2023
5 Maturity Pattern Above 2 Years and up to 5 years General Public 7.25% Sr. Citizen 7.75% w.e.f date 07-10-2023
6 Maturity Pattern Above 5 Years General Public 6.75% Sr. Citizen 7.25% w.e.f date 07-10-2023
7 Maturity Pattern 7 days and above and up to 29 days General Public 3 % Sr. Citizen 3 % w.e.f date 07-10-2023
8 Maturity Pattern 365 days (1 Year) only societies General Public 8.00 % Sr. Citizen 8.00 % w.e.f date 07-10-2023
Sl . No General Public Sr. Citizen w.e.f date
1 General Public Upto Rs. 5,00,000.00 Balance - 3.00% Sr. Citizen Upto Rs. 5,00,000.00 Balance - 3.00% w.e.f date 01-06-2019
2 General Public Rs.5,00,001.00 and above - 4% Sr. Citizen Rs.5,00,001.00 and above - 4% w.e.f date 01-06-2019