INTEREST RATE


TERM LOANS
Sl. No. Loan Schme Loan Amount Rate of interest w.e.f date
1 Loans for House construction and Purchase of Site Upto Rs. 5,00,000.00 11.75% 18-01-2017
2 Loans for House construction and Purchase of Site Rs. 5,00,001.00 to Rs. 15,00,000.00 12.25% 18-01-2017
3 Loans for House construction and Purchase of Site Rs. 15,00,001.00 & above 13.25% 18-01-2017
4 O D on Currrent Account against Mortgage of Proper... Upto Rs. 5,00,000.00 12.5% 18-01-2017
5 O D on Currrent Account against Mortgage of Properties Rs. 5,00,001.00 to Rs. 15,00,000.00 13.5% 18-01-2017
6 O D on Currrent Account against Mortgage of Properties Rs. 15,00,001.00 & above 13.75% 18-01-2017
7 Transport operator Loan (Three wheeler, Truck, Bus) 70 % of the cost of the Vehicle 12.50% 18-01-2017
8 Loan aginst mortgage of Property/Site Upto Rs. 5,00,000.00 13.25% 18-01-2017
9 Loan aginst mortgage of Property/Site Rs. 5,00,001.00 to Rs. 15,00,000.00 14.25% 18-01-2017
10 Loan aginst mortgage of Property/Site Rs.15,00,001 and above 14.50% 18-01-2017
11 Surety Loan Maximum Rs. 2.00 lakh 15% 18-01-2017
12 Business Loan Maximum Rs. 2.00 lakh 15% 18-01-2017
13 Jewel Loan Rs. 1800.00 per gram & Maximum Loan amount Rs. 15.00 lakh 12% 18-01-2017
14 Two wheeler Loan 70 % of the cost of the Vehicle 12.50% 18-01-2017
15 NSC & LIC Bond Loan 70 % of the Surrender Value 13.00% 18-01-2017
16 Special Surety Loan Loan against Mortgage of "B Khatha" Property 14% 18-01-2017
TERM DEPOSITS
Sl. No. Maturity Pattern General Public Sr. Citizen w.e.f date
1 30 days and above and up to 45 days 4.00% 4.50% 18-01-2017
2 46 days and above and up to 90 days 4.50% 5.00% 18-01-2017
3 91 days and above and up to 180 days 5.00% 5.50% 18-01-2017
4 181 days and above and up to 364 days 5.50% 6.00% 18-01-2017
5 365 days and above and up to 5 YEARS 7.25% 8.25% 18-01-2017
6 above 5 YEARS 7.25% 7.75% 18-01-2017
SAVINGS BANK
Sl. No. General Public Sr. Citizen w.e.f date
1 Upto Rs. 4,99,999.00 Balance - 3.00% Upto Rs. 4,99,999.00 Balance - 3.00% 01-02-2017
2 Rs.5,00,000.00 and above and up to 49,99,999 Balance - 3.50 % Rs.5,00,000.00 and above and up to 49,99,999 Balance - 3.50 % 01-02-2017
3 Rs.50,00,000.00 and above Balance - 4.00 % Rs.50,00,000.00 and above Balance - 4.00 % 01-02-2017