The Bangalore City
Co-Operative Bank Limited

EST:1907

Interest Rate

  • TERM LOANS
  • TERM DEPOSITS
  • SAVINGS BANK
Sl . No Loan Schme Loan Amount Rate of interest w.e.f date
1 Loan Schme Loans for House construction and Purchase of Site Loan Amount Upto Rs.5,00,000.00 Rate of interest 11.00% w.e.f date 01-05-2018
2 Loan Schme Loans for House construction and Purchase of Site Loan Amount Rs.5,00,001.00 to Rs.15,00,000.00 Rate of interest 11.50% w.e.f date 01-05-2018
3 Loan Schme Loans for House construction and Purchase of Site Loan Amount Rs.15,00,001.00 & above Rate of interest 12.50% w.e.f date 01-05-2018
4 Loan Schme O D on Currrent Account against Mortgage of Proper... Loan Amount Upto Rs.5,00,000.00 Rate of interest 12.00% w.e.f date 01-05-2018
5 Loan Schme O D on Currrent Account against Mortgage of Properties Loan Amount Rs.5,00,001.00 to Rs.15,00,000.00 Rate of interest 13.00% w.e.f date 01-05-2018
6 Loan Schme O D on Currrent Account against Mortgage of Properties Loan Amount Rs.15,00,001.00 & above Rate of interest 13.25% w.e.f date 01-05-2018
7 Loan Schme Transport operator Loan (Three wheeler, Truck, Bus) Loan Amount 70 % of the cost of the Vehicle Rate of interest 12.00% w.e.f date 01-05-2018
8 Loan Schme Loan aginst mortgage of Property/Site Loan Amount Upto Rs.5,00,000.00 Rate of interest 12.75% w.e.f date 01-05-2018
9 Loan Schme Loan aginst mortgage of Property/Site Loan Amount Rs.5,00,001.00 to Rs.15,00,000.00 Rate of interest 13.75% w.e.f date 01-05-2018
10 Loan Schme Loan aginst mortgage of Property/Site Loan Amount Rs.15,00,001 and above Rate of interest 14.00% w.e.f date 01-05-2018
11 Loan Schme Surety Loan Loan Amount Maximum Rs.2.00 lakh Rate of interest 14.50% w.e.f date 01-05-2018
12 Loan Schme Business Loan Loan Amount Maximum Rs.2.00 lakh Rate of interest 14.50% w.e.f date 01-05-2018
13 Loan Schme Jewel Loan Loan Amount Rs.2000.00 per gram & Maximum Loan amount Rs.15.00 lakh Rate of interest 11.50% w.e.f date 01-05-2018
14 Loan Schme Two wheeler Loan Loan Amount 70 % of the cost of the Vehicle Rate of interest 12.00% w.e.f date 01-05-2018
15 Loan Schme NSC & LIC Bond Loan Loan Amount 70 % of the Surrender Value Rate of interest 13.00% w.e.f date 01-05-2018
16 Loan Schme Special Surety Loan Loan Amount Loan against Mortgage of "B Khatha" Property Rate of interest 13.50% w.e.f date 01-05-2018
17 Loan Schme Education Loan Loan Amount Upto Rs. 5,00,000.00 Rate of interest 11.25% w.e.f date 01-05-2018
18 Loan Schme Education Loan Loan Amount Rs. 5,00,001.00 To Rs, 15,00,000.00 Rate of interest 11.75% w.e.f date 01-05-2018
19 Loan Schme Education Loan Loan Amount Rs. 15,00,001.00 and above Rate of interest 12.75% w.e.f date 01-05-2018
Sl.No Maturity Pattern General Public Sr. Citizen w.e.f date
1 Maturity Pattern 30 days and above and up to 90 days General Public 5.00% Sr. Citizen 5.50% w.e.f date 01-05-2018
2 Maturity Pattern 91 days and above and up to 180 days General Public 5.50% Sr. Citizen 6.00% w.e.f date 01-05-2018
3 Maturity Pattern 181 days and above and up to 364 days General Public 6.50% Sr. Citizen 7.00% w.e.f date 01-05-2018
4 Maturity Pattern 365 days (1 year) General Public 8.00% Sr. Citizen 8.50% w.e.f date 01-05-2018
5 Maturity Pattern 365 days and above and up to 5 YEARS General Public 7.75% Sr. Citizen 8.25% w.e.f date 01-05-2018
6 Maturity Pattern above 5 YEARS General Public 7.25% Sr. Citizen 7.75% w.e.f date 01-05-2018
Sl . No General Public Sr. Citizen w.e.f date
1 General Public Upto Rs. 4,99,999.00 Balance - 3.00% Sr. Citizen Upto Rs. 4,99,999.00 Balance - 3.00% w.e.f date 01-11-2017
2 General Public Rs.5,00,000.00 and above and up to14,99,999 Balance - 3.50 % Sr. Citizen Rs.5,00,000.00 and above and up to14,99,999 Balance - 3.50 % w.e.f date 01-11-2017
3 General Public Rs.15,00,000.00 and above Balance - 4.00 % Sr. Citizen Rs.15,00,000.00 and above Balance - 4.00 % w.e.f date 01-11-2017